| Description | From | To | Comments |
|
Late Charge
|
4.00%
|
5.00%
|
May be based on principal, interest, and escrow
|
|
NFS or Returned Check Fee
|
$15.00
|
$30.00
|
|
|
Convenience Payment Fee
|
$0.00
|
$0.00
|
|
|
Inspection Fee
|
$1.50
|
$50.00
|
($35 FHA)
|
|
BPO or Broker Price Opinion
|
$75.00
|
$300.00
|
Dependent on rural broker availability
|
|
Appraisal Fee
|
$300.00
|
$1,000.00
|
Dependent on size of house and location
|
|
Title Search Fee
|
$125.00
|
$550.00
|
|
|
Foreclosure Fees and Costs
|
$245.00
|
$300.00
|
Hourly
|
|
Foreclosure Attorney Fees
|
$1,150.00
|
$10,400.00
|
($9350 Honolulu County) ($5,850 FHLMC)
|
|
Local Modification Fees
|
$0.00
|
$0.00
|
|
|
Loss Mitigation Processing Fee
|
$0.00
|
$0.00
|
|
|
Bankruptcy Fees and Costs
|
$245.00
|
$300.00
|
Attorney Hourly Rate Varies
|
|
Breach Letter Fee
|
$0.00
|
$0.00
|
|
|
Litigation Fees and Costs
|
$175.00
|
$375.00
|
Actual Court Costs and Filing Fees
|
|
Property Preservation Fees and Costs
|
$1.00
|
$1,000.00
|
From Boarding to Emergency Funds
|
|
First 5 payoff requests in a calendar year– no charge
|
$0.00
|
$25.00
|
|
|
Additional Unit, any type of winterization
|
$0.00
|
$50.00
|
Each. Conventional
|
|
Address Posting
|
$0.00
|
$50.00
|
Conventional
|
|
Amount per cubic yard of trash
|
$50.00
|
$50.00
|
FHA Only
|
|
Assumption Fee
|
$125.00
|
$900.00
|
$900 relates to FHA only
|
|
Boarding
|
$0.00
|
$0.90
|
Per inch. Conventional
|
|
Capped Gas/Water/Sewer Lines
|
$0.00
|
$25.00
|
Each. Conventional
|
|
Capping Wires
|
$0.00
|
$1.00
|
Each. Conventional
|
|
Chimney Cap
|
$0.00
|
$250.00
|
Conventional
|
|
Clean Gutters
|
$0.00
|
$100.00
|
$1 per linear foot. Conventional
|
|
Cleaning Refrigerator or Stand-Alone Freezer
|
$0.00
|
$100.00
|
Each. Conventional
|
|
Cleaning Toilet
|
$0.00
|
$75.00
|
Conventional
|
|
Copies of Duplicate Loan Docs
|
$0.00
|
$10.00
|
FHA Only
|
|
Cover Exterior Dryer Vent
|
$0.00
|
$25.00
|
Conventional
|
|
Dead Vermin/Dead Animal Removal
|
$0.00
|
$75.00
|
Conventional
|
|
Demolition (excluded from max allowable per property)
|
$0.00
|
$12,000.00
|
$10,000 for one story/$12,000 multiple stories. (FHA Only)
|
|
Doors with 5/8” plywood or equivalent
|
$150.00
|
$300.00
|
$150 per opening (FHA Only)
|
|
Dry Heat – 1 Unit
|
$100.00
|
$100.00
|
FHA Only
|
|
Dry Heat additional Unit
|
$50.00
|
$50.00
|
FHA Only
|
|
Dry Winterization
|
$0.00
|
$100.00
|
Conventional
|
|
Duplicate Amortization Schedule
|
$0.00
|
$15.00
|
FHA Only
|
|
Duplicate Year End Statement
|
$0.00
|
$5.00
|
FHA Only
|
|
Electricity/Gas/Oil/Propane/Water and Sewer
|
$90.00
|
$90.00
|
FHA Only
|
|
Emergency Funds
|
$0.00
|
$1,000.00
|
Conventional
|
|
Extermination
|
$0.00
|
$100.00
|
Conventional
|
|
Fax
|
$0.00
|
$5.00
|
|
|
Grass Re-cut and Desert Landscaping
|
$80.00
|
$175.00
|
Conventional
|
|
Initial Cut, 10,001 - 20,000 sq. ft.
|
$130.00
|
$1,300.00
|
FHA Only
|
|
Initial Cut, up to 10,000 sq. ft.
|
$110.00
|
$110.00
|
FHA Only
|
|
Initial Grass Cut and Desert Landscaping (Less than 12” height)
|
$100.00
|
$225.00
|
Conventional
|
|
Initial Security of Property
|
$40.00
|
$60.00
|
$40 per pad lock; $60 per lock set.
|
|
Install/Repair/Replace Exterior Handrails
|
$0.00
|
$200.00
|
$10/ linear foot. Conventional
|
|
Knob Lock With/Without Deadbolt
|
$60.00
|
$60.00
|
Conventional
|
|
Maintenance of Pools, Spas, Hot Tubs
|
$100.00
|
$100.00
|
Monthly. FHA Only
|
|
Move Personal Property Interior/Exterior
|
$0.00
|
$20.00
|
Per cubic yard. Conventional
|
|
Other openings with ¾” plywood or equivalent
|
$0.00
|
$125.00
|
Per opening. FHA Only
|
|
Padlock or Hasp and Padlock
|
$40.00
|
$40.00
|
Conventional
|
|
Patch/Repair Roof
|
$0.00
|
$800.00
|
Conventional
|
|
Pay History
|
$5.00
|
$50.00
|
$5 related to FHA loans. No charge for any requests in any 6-month period; additional requests each.
|
|
Permit and Vacant Property Registration
|
$250.00
|
$250.00
|
FHA Only
|
|
Processing Partial Release
|
$150.00
|
$400.00
|
Actual cost incurred
|
|
Police/Fire Report
|
$0.00
|
$50.00
|
Conventional
|
|
Pool, Hot Tub/Spa Securing/Fence/Gate/Lanai
|
$0.00
|
$400.00
|
Conventional
|
|
Property Inspection
|
$30.00
|
$30.00
|
Per unit: $15 additional unit. FHA Only
|
|
Pumping water from Basement
|
$500.00
|
$500.00
|
FHA Only
|
|
Radiant Winterization
|
$0.00
|
$250.00
|
Conventional
|
|
Raw Garbage and Perishable Debris
|
$0.00
|
$40.00
|
Per cubic yard. Conventional
|
|
Recut 10,000-15,000 sq. ft.
|
$85.00
|
$85.00
|
FHA Only
|
|
Recut 10,001-20,000 sq. ft.
|
$125.00
|
$125.00
|
FHA Only
|
|
Recut up to 10,000 sq. ft.
|
$105.00
|
$105.00
|
FHA Only
|
|
Re-glazing window (replacing a windowpane)
|
$30.00
|
$30.00
|
FHA Only
|
|
Re-winterization
|
$0.00
|
$50.00
|
Conventional
|
|
Recording Fees
|
$0.00
|
$50.00
|
Actual fees as charged by county clerk
|
|
Repair Garage Door
|
$0.00
|
$100.00
|
Conventional
|
|
Repair/Reattach Gutters
|
$0.00
|
$150.00
|
$2/ linear foot. Conventional
|
|
Repair/Replace Sump Pump
|
$0.00
|
$300.00
|
Conventional
|
|
Roof Repair
|
$1,000.00
|
$1,000.00
|
FHA Only
|
|
Securing above-ground swimming pool
|
$500.00
|
$500.00
|
FHA Only
|
|
Securing Hot Tub/Spa
|
$50.00
|
$50.00
|
FHA Only
|
|
Securing In-ground Pool
|
$1,250.00
|
$1,250.00
|
FHA Only
|
|
Security Door
|
$0.00
|
$250.00
|
Conventional
|
|
Shrub Trimming
|
$30.00
|
$30.00
|
FHA Only
|
|
Slider Lock/Window Lock
|
$25.00
|
$25.00
|
Conventional
|
|
Snow Removal
|
$0.00
|
$375.00
|
$75 Each clearing. Conventional
|
|
Snow/Ice Removal
|
$75.00
|
$75.00
|
FHA Only
|
|
Subordination Fee
|
$0.00
|
$175.00
|
|
|
Subsequent Inspections As Required
|
$20.00
|
$20.00
|
Per unit; $15 additional unit. FHA Only
|
|
Sump Pump Installation
|
$300.00
|
$300.00
|
FHA Only
|
|
Sump Pump Repair
|
$50.00
|
$50.00
|
FHA Only
|
|
Trim Trees/Shrubs/Vines
|
$0.00
|
$500.00
|
Per calendar year. Conventional
|
|
Utility Transfer and Shutoff
|
$0.00
|
$75.00
|
For one time shutoff/transfer fee. Conventional
|
|
Vacant Property Registration
|
$0.00
|
$300.00
|
Actual Cost to Register per Local Requirement. Conv.
|
|
Water heater/Well/Septic/HVAC repair
|
$300.00
|
$300.00
|
FHA Only
|