| Description |
From |
To |
Comments |
| Late Charge
|
4.00%
|
5.00%
|
May be based on principal, interest and escrow
|
| NFS or Returned Check Fee
|
$15.00
|
$20.00
|
|
| Convenience Payment Fee
|
$8.00
|
$12.00
|
|
| Inspection Fee
|
$1.50
|
$40.00
|
|
| BPO or Broker Price Opinion
|
$75.00
|
$300.00
|
Dependent on rural broker availability
|
| Appraisal Fee
|
$300.00
|
$1,000.00
|
Dependent on size of house and location
|
| Title Search Fee
|
$125.00
|
$250.00
|
|
| Foreclosure Fees and Costs
|
$175.00
|
$215.00
|
Hourly
|
| Foreclosure Attorney Fees
|
$1,150.00
|
$1,875.00
|
$1,150 (FHA); $1,575 (VA, FHMA & conv); $1,875 (FHLMC)
|
| Local Modification Fees
|
$0.00
|
$0.00
|
|
| Loss Mitigation Processing Fee
|
$0.00
|
$0.00
|
|
| Bankruptcy Fees and Costs
|
$175.00
|
$215.00
|
Attorney Hourly Rate Varies
|
| Breach Letter Fee
|
$0.00
|
$0.00
|
|
| Litigation Fees and Costs
|
$175.00
|
$375.00
|
Actual Court Costs and Filing Fees
|
| Property Preservation Fees and Costs
|
$1.00
|
$500.00
|
From Boarding to Emergency Funds
|
| First 5 payoff request in a calendar year– no charge
|
$0.00
|
$25.00
|
|
| Additional Unit, any type of winterization
|
$0.00
|
$50.00
|
Each. Conventional
|
| Address Posting
|
$0.00
|
$50.00
|
Conventional
|
| Amount per cubic yard of trash
|
$50.00
|
$50.00
|
FHA Only
|
| Assumption Fee
|
$125.00
|
$900.00
|
$900 relates to FHA only
|
| Boarding
|
$0.00
|
$0.90
|
Per inch. Conventional
|
| Capped Gas/Water/Sewer Lines
|
$0.00
|
$25.00
|
Each. Conventional
|
| Capping Tires
|
$0.00
|
$1.00
|
Each. Conventional
|
| Chimney Cap
|
$0.00
|
$250.00
|
Conventional
|
| Clean Gutters
|
$0.00
|
$100.00
|
$1 per linear foot. Conventional
|
| Cleaning Refrigerator or Stand Alone Freezer
|
$0.00
|
$100.00
|
Each. Conventional
|
| Cleaning Toilet
|
$0.00
|
$75.00
|
Conventional
|
| Copies of Duplicate Loan Docs
|
$0.00
|
$10.00
|
FHA Only
|
| Cover Exterior Dryer Vent
|
$0.00
|
$25.00
|
Conventional
|
| Dead Vermin/Dead Animal Removal
|
$0.00
|
$75.00
|
Conventional
|
| Demolition (excluded from max allowable per property)
|
$0.00
|
$12,000.00
|
$10,000 for one story/$12,000 multiple stories. (FHA Only)
|
| Doors with 5/8” plywood or equivalent
|
$150.00
|
$300.00
|
$150 per opening (FHA Only)
|
| Dry Heat – 1 Unit
|
$100.00
|
$100.00
|
FHA Only
|
| Dry Heat additional Unit
|
$50.00
|
$50.00
|
FHA Only
|
| Dry Winterization
|
$0.00
|
$100.00
|
Conventional
|
| Duplicate Amortization Schedule
|
$0.00
|
$15.00
|
FHA Only
|
| Duplicate Year End Statement
|
$0.00
|
$5.00
|
FHA Only
|
| Electricity/Gas/Oil/Propane/Water and Sewer
|
$75.00
|
$75.00
|
FHA Only
|
| Emergency Funds
|
$0.00
|
$500.00
|
Conventional
|
| Extermination
|
$0.00
|
$100.00
|
Conventional
|
| Fax
|
$0.00
|
$5.00
|
|
| Grass Re-cut and Desert Landscaping
|
$80.00
|
$175.00
|
Conventional
|
| Initial Cut, 10,000- 15,000 sq. ft.
|
$100.00
|
$100.00
|
FHA Only
|
| Initial Cut, 5,000 – 10,000 sq. ft.
|
$75.00
|
$75.00
|
FHA Only
|
| Initial Cut up to 5,000 sq. ft.
|
$50.00
|
$50.00
|
FHA Only
|
| Initial Grass Cut and Desert Landscaping (Less than12” height)
|
$100.00
|
$225.00
|
Conventional
|
| Initial Security of Property
|
$40.00
|
$60.00
|
$40 per pad lock; $60 per lock set. FHA Only
|
| Install/Repair/Replace Exterior Handrails
|
$0.00
|
$200.00
|
$10/ linear foot. Conventional
|
| Knob Lock With/Without Deadbolt
|
$60.00
|
$60.00
|
Conventional
|
| Maintenance of Pools, Spas, Hot Tubs
|
$100.00
|
$100.00
|
Monthly. FHA Only
|
| Move Personal Property Interior/Exterior
|
$0.00
|
$20.00
|
Per cubic yard. Conventional
|
| Other openings with ¾” plywood or equivalent
|
$0.00
|
$125.00
|
Per opening. FHA Only
|
| Padlock or Hasp and Padlock
|
$40.00
|
$40.00
|
Conventional
|
| Patch/Repair Roof
|
$0.00
|
$800.00
|
Conventional
|
| Pay History
|
$5.00
|
$50.00
|
$5 related to FHA loans. No charge for any requests in any 6 month period; additional requests each.
|
| Permit and Vacant Property Registration
|
$250.00
|
$250.00
|
FHA Only
|
| Processing Partial Release
|
$150.00
|
$400.00
|
Actual cost incurred
|
| Police/Fire Report
|
$0.00
|
$50.00
|
Conventional
|
| Pool, Hot Tub/Spa Securing/Fence/Gate/Lanai
|
$0.00
|
$400.00
|
Conventional
|
| Property Inspection
|
$30.00
|
$30.00
|
Per unit: $15 additional unit. FHA Only
|
| Pumping water from Basement
|
$1,000.00
|
$1,000.00
|
FHA Only
|
| Radiant Winterization
|
$0.00
|
$250.00
|
Conventional
|
| Raw Garbage and Perishable Debris
|
$0.00
|
$40.00
|
Per cubic yard. Conventional
|
| Recut 10,000-15,000 sq. ft.
|
$85.00
|
$85.00
|
FHA Only
|
| Recut 5,001-10,000 sq. ft.
|
$65.00
|
$65.00
|
FHA Only
|
| Recut up to 5,000 sq. ft.
|
$40.00
|
$40.00
|
FHA Only
|
| Re-glazing window (replacing a window pane)
|
$30.00
|
$30.00
|
FHA Only
|
| Re-winterization
|
$0.00
|
$50.00
|
Conventional
|
| Recording Fees
|
$0.00
|
$50.00
|
Actual fees as charged by county clerk
|
| Repair Garage Door
|
$0.00
|
$100.00
|
Conventional
|
| Repair/Reattach Gutters
|
$0.00
|
$150.00
|
$2/ linear foot. Conventional
|
| Repair/Replace Sump Pump
|
$0.00
|
$300.00
|
Conventional
|
| Roof Repair
|
$600.00
|
$600.00
|
FHA Only
|
| Securing above-ground swimming pool
|
$400.00
|
$400.00
|
FHA Only
|
| Securing Hot Tub/Spa
|
$50.00
|
$50.00
|
FHA Only
|
| Securing In-ground Pool
|
$1,050.00
|
$1,050.00
|
FHA Only
|
| Security Door
|
$0.00
|
$250.00
|
Conventional
|
| Shrub Trimming
|
$30.00
|
$30.00
|
FHA Only
|
| Slider Lock/Window Lock
|
$25.00
|
$25.00
|
Conventional
|
| Snow Removal
|
$0.00
|
$375.00
|
$75 Each clearing. Conventional
|
| Snow/Ice Removal
|
$50.00
|
$50.00
|
FHA Only
|
| Subordination Fee
|
$0.00
|
$175.00
|
|
| Subsequent Inspections As Required
|
$20.00
|
$20.00
|
Per unit; $15 additional unit. FHA Only
|
| Sump Pump Installation
|
$300.00
|
$300.00
|
FHA Only
|
| Sump Pump Repair
|
$50.00
|
$50.00
|
FHA Only
|
| Trim Trees/Shrubs/Vines
|
$0.00
|
$500.00
|
Per calendar year. Conventional
|
| Utility Transfer and Shutoff
|
$0.00
|
$75.00
|
For one time shutoff/transfer fee. Conventional
|
| Vacant Property Registration
|
$0.00
|
$300.00
|
Actual Cost to Register per Local Requirement. Conv.
|
| Water heater/Well/Septic/HVAC repair
|
$300.00
|
$300.00
|
FHA Only
|